IMPACT OF INFORMATION TECHNOLOGY ON FRAUD IN NIGERIA BANKS (A CASE STUDY OF UBA PLC)
Abstract
This study has been undertaken on impact of information technology on fraud in Nigeria Banks (A case study of UBA PLC). For the researcher to achieve this general purpose of the study research objectives were taken into consideration: to examine the impact of information technology adoption on fraud in UBA Branch Bauchi state; to establish the impact of information technology accessibility on fraud in UBA Branch Bauchi state; to assess the impact of information technology usability on fraud in UBA Branch Bauchi state and to evaluate the impact of information technology literacy on fraud in UBA Branch Bauchi state. Survey research method was employed and the primary data including questionnaire method was used to collect data for presentation and analysis. Data of the study was analysed using SPSS version 25. The major finding reveals that information technology adoption showed a b value of 0.162 and 0.000 level of significant this implies that there is positive and significant relationship between information technology adoption and fraud in UBA Plc Branch Bauchi and Information technology accessibility showed a b value of .612 and 0.001 level of significant this implies that there is positive and significant relationship between Complaint handling and fraud in UBA Plc Branch Bauchi. The recommendation clearly stated that much need the management of UBA branch Bauchi state should improve more on information technology adoption as it reduces fraud and the findings of this study also revealed that there is a significant and positive relationship between information technology literacy and fraud. Therefore, it’s recommends that the management of UBA branch should improve more information technology literacy in order to reduce fraud. The findings from the study led the researcher to conclude that information technology has positive on fraud.
Keywords: Information technology, Fraud, information technology adoption, accessibility, usability and literacy
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