FINANCIAL RISK MANAGEMENT AND BANKING INDUSTRY: THE NIGERIAN PERSPECTIVE

Student: Lebo Joyce John
Supervisor: Dr Emori Enya Gabriel
HOD: Dr Fidelis Atseye
Department of Banking and Finance
Management Sciences
University of Calabar, Calabar, Cross River State

Abstract

The study examined financial risk management in the banking industry: The Nigeria perspective. Data was drawn from a convenient sampling technique, sample size 56, management staffs of Access Bank of Nigeria Plc. Simple percentage and frequency distribution table were used for demographic data analysis. Simple linear regression was used for the test of hypotheses using statistical package for social science software version 20. The study revealed that; there was significant positive effect of liquidity risk, credit risk, interest risk and inflation risk on return on assets of Access Bank Nigeria Plc. Based on our findings, it was recommended among others that banks should take decisive measures aimed at tightening the financial risks as this will have a positive effect on their profit.

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