THE EFFECT OF CASHLESS POLICY ON THE PERFORMANCE OF SMALL AND MEDIUM SCALE BUSINESS IN NIGERIA (A CASE S OF OYO STATE)
Abstract
Abstract
The study examined the effect of cashless policy of the government on the performance of MSMEs in Oyo State, using the cashless channels of internet/online banking services, automated teller machine services and the mobile banking services as the independent variables. The study adopted descriptive survey design. Major statistical tools of analysis include summary statistics of percentages, Pearson correlation and multiple regression analysis. All tests were conducted at 0.05 level of significance. Preliminary results showed that F-Statistic is 23.516 and it is significant because 0.000 is less than 0.05. Regression coefficient of 0.627 shows that 62.7 percent relationship exists between the dependent and independent variables. Also, coefficient of determination R2 is 0.678 and it shows that 67.8
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